There is currently a debate happening at the Federal and Provincial Level involving retirement affordability. Some politicians are suggesting an overhaul to the Canada Pension Plan; still others are having discussions on new Provincial Pension Programs. All roads lead to the possibility of increased pension benefits within these proposals. So who doesn’t want a bigger pension?

A woman was nearly run over last week, as I waited to cross the road at a busy intersection in downtown Toronto. She got impatient as the bustling pedestrians of Toronto waited for the walk signal at the corner of Yonge and Bloor street. A man turned to me and quietly said, “some people need to understand the importance of patience.” I gave him a glance of acknowledgement at our bewilderment for what we just saw.